Effective Date: August 6, 2025
Welcome to Earnomy.com – UAE’s most trusted money engine. These Terms and Conditions (“Terms”) govern your access to and use of our website, tools, calculators, and all services provided via https://www.earnomy.com/ (the “Website” or “Platform”). By using this Website, you agree to comply with and be bound by these Terms. If you do not agree to these Terms, please do not use the Website.
Acceptance of Terms
By accessing or using any part of Earnomy.com, including browsing, using calculators, reading content, or submitting data, you agree to be legally bound by these Terms and our Privacy Policy, Disclaimer, and any other policies we publish.
About Earnomy
Earnomy is an independent personal finance platform that provides UAE-focused calculators, tools, and educational content to help individuals – especially expats and working professionals – make informed money decisions. We do not provide any licensed financial, legal, or tax advice. Use of our tools and content is at your own discretion.
Eligibility
You must be at least 18 years old to use our services. By using Earnomy.com, you represent that:
- You are at least 18 years of age;
- You have the legal capacity to enter into a binding agreement;
- You are not prohibited from accessing our Website under any applicable laws.
Use of Our Website and Services
a. Permitted Use:
You may use the Website for:
- Personal, non-commercial purposes;
- Accessing tools and calculators for informational or planning use;
- Reading educational articles and resources for financial awareness.
b. Prohibited Use:
You agree not to:
- Use the Website for unlawful purposes;
- Attempt to gain unauthorized access to our systems or networks;
- Copy, scrape, mirror, or reproduce our content or tools without permission;
- Use our tools or content to offer financial services without authorization;
- Use bots, scripts, or automated access methods to overload or misuse the site;
- Violate any applicable laws in connection with your use of Earnomy.com.
Intellectual Property
All content, branding, designs, graphics, calculators, texts, articles, and trademarks on this Website are the exclusive property of Earnomy™ unless otherwise stated. Unauthorized copying, distribution, or reproduction of any material is strictly prohibited.
You may:
- Share our articles or tools by linking back to the original source;
- Use our calculators for personal or academic use with credit.
You may not:
- Embed or republish our tools or code without written permission;
- Claim ownership over Earnomy content;
- Use our brand or trademarks in any misleading or unauthorized way.
Accuracy of Information
While we strive to provide accurate, updated, and reliable financial tools and information:
- We do not guarantee 100% accuracy, especially regarding constantly changing regulations, interest rates, or tax policies.
- Calculations and recommendations are for informational purposes only and do not constitute professional advice.
- Users are encouraged to consult with a financial advisor before making any major decisions.
Third-Party Links and Affiliates
Earnomy.com may contain links to third-party websites, services, or financial institutions. These links:
- Are provided solely for informational or advertising purposes;
- Do not signify endorsement, partnership, or affiliation unless explicitly stated;
- Are accessed at your own risk, and we are not responsible for any outcomes, losses, or damages arising from external websites.
We may participate in affiliate programs where we earn a small commission when you sign up for services via our links — at no extra cost to you.
Disclaimer of Warranties
All services, tools, and content are provided on an “as-is” and “as-available” basis. We make no warranties (express or implied) regarding:
- Accuracy, completeness, or timeliness of content;
- Reliability of calculations or projections;
- Continuous or error-free access to the Website;
- Protection against data loss or unauthorized access (though we take best efforts).
Please refer to our Disclaimer for full limitations of liability.
Limitation of Liability
To the fullest extent permitted by law, Earnomy and its team will not be liable for:
- Any indirect, incidental, or consequential damages;
- Losses related to decisions made using our calculators or content;
- Any viruses, errors, or service interruptions.
Your sole remedy for dissatisfaction with the Website is to discontinue use.
User Submissions
If you submit feedback, suggestions, or comments:
- You grant Earnomy a non-exclusive, royalty-free, perpetual right to use, display, or modify it;
- You represent that your submissions do not infringe upon any third-party rights.
We reserve the right to remove or reject any user content we find inappropriate or misleading.
Modifications to Terms
We may update these Terms from time to time. If we make material changes, we’ll post them here with an updated “Effective Date.” It is your responsibility to review the Terms periodically.
Continued use of the Website after changes implies acceptance of the new Terms.
Termination
We reserve the right to:
- Suspend or terminate your access to the Website at any time without notice;
- Block users who violate these Terms or misuse our services.
Termination will not affect any accrued rights or obligations.
Governing Law
These Terms shall be governed by and interpreted in accordance with the laws of India, without regard to its conflict of laws principles. Any disputes shall be subject to the exclusive jurisdiction of the courts located in India.
Entire Agreement
These Terms, together with our Privacy Policy and Disclaimer, constitute the entire agreement between you and Earnomy regarding the use of the Website and supersede any prior agreements or understandings.
Contact Information
For any queries regarding these Terms, feel free to contact us at:
Email: contact@earnomy.com
Website: https://www.earnomy.com/