Earn Smarter. Live Better.
Your Complete UAE Personal Finance Intelligence Engine.
Who We Are
Welcome to the About Us page of Earnomy.com — UAE’s most advanced, zero-fluff personal finance platform designed exclusively for salaried individuals, expats, and families who live, work, and earn in the United Arab Emirates.
We are a purpose-driven team of finance researchers, salary analysts, content specialists, and tool developers on a mission to make personal finance radically simpler, deeply practical, and fully transparent in the UAE.
Founded in 2025, Earnomy™ is not just another blog or aggregator. We are a fully independent, UAE-centric financial guidance ecosystem, committed to building 100% trustworthy calculators, writing deeply researched guides, and helping you make smarter money decisions in every stage of life.
What We Stand For
We exist to serve real people, with real salaries, facing real financial challenges in the UAE.
“Earnomy” is a combination of EARN + ECONOMY — built on the belief that everyone deserves to understand, grow, and control their income, regardless of their background, salary level, or visa type.
We simplify everything from:
- Salary structure confusion
- Loan eligibility myths
- Credit card rejections
- Cost of living shocks
- Debt repayment stress
- Expat budgeting problems
We do this using:
- Practical calculators
- Hyper-detailed explainers
- Custom UAE salary & loan intelligence
- Zero-fluff guides
- Up-to-date bank data
- No-jargon financial writing
What Makes Earnomy Different
100% UAE-Focused
We don’t cover the entire world — just you and your UAE money life. Every tool, article, and calculator is designed specifically for the UAE salary system, loans, bank offers, and expat lifestyle.
Real Utility > Clickbait
No ads-heavy content. No AI-fluff articles. No recycled advice. We build only what helps you take decisions — clean, practical, and crystal clear.
Independent & Unbiased
We are not funded by banks or credit card companies. We do not sell your data. All recommendations are made with user benefit first.
Verified, Researched, & Updated
We fact-check our content using:
- UAE Central Bank reports
- MOHRE labour rules
- SAMA & GDRFA guidelines
- Official bank salary & loan policies
- Latest expat cost-of-living indices
Our Tools: The Core of Earnomy
Our platform is built around interactive financial intelligence tools that solve daily, real-world money problems for UAE residents.
Calculators We Build:
| Tool | Purpose |
|---|---|
| UAE Net Salary Calculator | Full monthly/yearly salary breakup (with live pie charts) |
| Personal Loan Eligibility Tool | Instantly checks which UAE banks might approve your loan |
| Credit Card Finder (By Salary) | Shows best cards based on your salary, benefits & bank |
| Debt Affordability Checker | Helps avoid over-borrowing by understanding EMI-to-income |
| Cost of Living Comparator | Compare expenses in Dubai, Sharjah, Abu Dhabi, Al Ain |
Every tool is embeddable, mobile-friendly, ad-free, and hosted natively on our website for speed and trust.
Content With a Mission: Simplify + Solve + Save
Our editorial content is crafted using E-E-A-T principles — Expertise, Experience, Authority, and Trustworthiness.
We write on:
- UAE Salary Structures (Private & Government)
- Pay Level Comparisons by Industry/Role
- Personal Loan Rules (By Bank, By Visa, By Salary)
- Credit Card Eligibility & Application Strategies
- Cost of Living in Dubai, Sharjah, Abu Dhabi
- Managing Money on AED 3000–15000 Salary
- Debt Repayment, Budgeting, and Saving Tactics
- Visa-specific Money Advice (Dependent, Labour, Golden, Investor)
Every article is built as a complete survival guide, not just a surface-level blog post. If you’re earning in the UAE, our guides are built to stick with you for life.
Who We Serve
We proudly serve all UAE income groups and visa categories:
| Group | Needs |
|---|---|
| Private Sector Employees | Salary calculators, loan approvals, credit card access |
| Government Employees | Pay-level comparisons, pension updates, HRA/DA rules |
| Expats & Job Seekers | Net salary estimations, job market expectations |
| Families & Dependents | Cost of living planning, schooling/housing calculators |
| Blue Collar Workers | AED 3000 salary loan access, budgeting help |
| Freelancers & Investors | Visa-based finance eligibility, salary breakdowns |
Whether you’re an Indian expat in Abu Dhabi, a Filipino worker in Dubai, or a single mother in Sharjah trying to stretch your dirhams — Earnomy is your financial ally.
Meet the Team Behind Earnomy™
We are a lean, agile team of:
- Salary Intelligence Researchers
- UAE Finance Journalists
- Full-stack Web Engineers
- Personal Finance Writers
- Designers obsessed with clarity
- SEO experts who hate fluff
- Tool developers building real-time solutions
We’ve worked across:
- Government pay research (Pay Commission level)
- Multinational salary benchmarking
- Banking systems across GCC
- Data visualization for user tools
Every piece of content or code is hand-crafted — never AI-spun, never third-party outsourced.
Our Vision (Why We Exist)
To become the most accurate, most trusted, and most loved salary & money platform for the UAE — especially for expats and salaried professionals.
We believe money confidence is a right, not a luxury.
Our goal is to help you reach financial clarity without needing a finance degree.
And in a country where every dirham counts, clarity is power.
Our Roadmap (What’s Coming Next)
We are committed to adding:
- 30+ bank-specific loan & credit card explainers
- Salary Index by Job Title, Visa Type & Emirate
- UAE Salary Growth Tracker (10-Year Historical)
- Utility Bill Estimator by Emirate & Housing Type
- 🇦🇪 Arabic translations for all core pages & tools
- “Where’s My Credit Card?” Rejection Tracker
- Salary Comparison by Industry & Role (For HR)
- Full mobile app with offline tool access
Everything is built in-house, tested with real user feedback, and openly shared with our community.
Contact Us
We love to hear from our users. Reach out for:
- Suggestions or corrections
- Calculator partnerships or embedding
- Data licensing or media coverage
- Financial brand collaboration
Email: contact@earnomy.com
Website: www.earnomy.com
Thank You for Using Earnomy
If you’ve ever been confused by your UAE salary, unsure if you can get a loan, or frustrated with generic advice — you’re the reason we exist.
We’re here to guide, simplify, and support.
Welcome to the smarter side of UAE money. Welcome to Earnomy.