Last Updated: August 6, 2025
General Information Only — Not Financial, Legal, or Tax Advice
Earnomy.com is a UAE-focused personal finance platform designed to educate and empower users with financial knowledge, interactive tools, and practical insights. However, nothing on this website constitutes financial, legal, investment, or tax advice.
All content, calculators, guides, and resources are strictly for informational and educational purposes only.
We do not operate as a licensed financial advisor, tax consultant, accountant, or legal professional. Always consult a qualified and certified expert before making financial decisions or taking action based on our content.
Use of Tools and Calculators — Estimates Only
Earnomy offers a range of free calculators and tools to help users understand, compare, and plan their finances, including:
- UAE Net Salary Calculator
- Personal Loan Eligibility Tool
- Credit Card Finder by Salary & Bank
- Debt Affordability Checker
- Cost of Living Comparator
- UAE Tax Breakdown Simulator
These tools are developed using standard estimation logic, publicly available data, and general assumptions. They are not connected to real-time government databases or private lender APIs.
Important: The outputs generated by these tools are general indicators only and should not be interpreted as final approvals, eligibility confirmation, or offers from banks, employers, or credit institutions.
Always verify results directly with the respective provider, financial institution, or employer before making any decisions.
Accuracy and Completeness of Information
While we make every reasonable effort to ensure the accuracy, completeness, and reliability of the content provided on Earnomy.com, we do not guarantee or warrant:
- That all information is up-to-date, error-free, or complete
- That figures used in calculators reflect the most recent laws, salary structures, or lender policies
- That content accounts for every personal financial situation, UAE labor contract, or expat-specific clause
Laws, salaries, interest rates, and tax policies in the UAE (and globally) can change at any time. Any reliance you place on the content, tools, or advice from this site is strictly at your own risk.
Financial Risk Acknowledgement
By using this website, you acknowledge that:
- Personal finance decisions carry risk.
- You are solely responsible for assessing your personal financial situation.
- Earnomy.com shall not be held liable for any financial losses, damages, penalties, or consequences resulting from your use of the website, its tools, or its content.
No Guarantee of Approvals, Offers, or Income
Earnomy makes no guarantees about:
- Loan approvals or rejection outcomes
- Credit card application success
- Specific salary comparisons or packages offered by companies
- Credit scores or eligibility verification
- Increases in income or career advancement through the use of this site
- Any income, affiliate revenue, or benefits a user may gain through decisions influenced by our content
Banks, credit institutions, and employers have their own policies, criteria, and discretion, which are outside our control.
Third-Party Links, Products, and Affiliates
Earnomy.com may include links to third-party websites, tools, government portals, financial institutions, or affiliate partners.
These are provided solely for user convenience and do not imply any official endorsement, partnership, or recommendation — unless specifically disclosed.
We do not control, monitor, or take responsibility for:
- The content, accuracy, or functionality of third-party sites
- The privacy practices or data security of external providers
- Offers or advertisements made by third-party platforms
- Product terms or contract changes made after redirection from our site
Users must do their own due diligence before clicking, signing up, or transacting on any third-party platform.
Some links may be affiliate links, which means we may receive a small commission if you choose to interact with a product or apply for a service — at no extra cost to you. This supports the maintenance of our free tools and expert content.
Advertiser and Affiliate Disclaimer
Earnomy may participate in advertising or affiliate marketing programs (including Google AdSense, Amazon Affiliates, and bank-specific programs). As part of this:
- We may receive compensation when you click on ads or affiliate links
- We may showcase content created in collaboration with financial brands
- We will always disclose partnerships or sponsored placements clearly when applicable
However, we maintain editorial independence and do not accept payment in exchange for biased content, false claims, or preferential ranking of products.
We advise you to read all terms and conditions directly on the advertiser’s or affiliate partner’s website before taking any action.
Testimonials and Case Studies
Any testimonials, salary case studies, user success stories, or cost-of-living examples shared on Earnomy are provided for illustration purposes only. While based on real-world scenarios or typical market behavior, they do not guarantee that every user will experience the same outcome.
Each individual’s financial situation, creditworthiness, and eligibility varies widely.
User Responsibility and Conduct
By using this website, you agree:
- To use all tools and resources for personal, lawful purposes only
- Not to misuse, reverse engineer, or copy our calculators or data for commercial exploitation
- To accept full responsibility for your financial choices made based on this website
- To acknowledge that Earnomy™ and its creators are not liable for any outcomes arising from your decisions
Jurisdiction and Governing Law
Earnomy is a content-driven website with an international audience, built to help UAE-focused users, including expats and professionals, make smarter financial decisions.
This Disclaimer shall be governed by and interpreted in accordance with applicable international digital media laws, consumer protection standards, and general online publishing regulations.
We operate ethically, transparently, and lawfully under applicable internet and content laws — and do not falsely claim any physical presence or office in any country unless explicitly disclosed.
Updates to This Disclaimer
We may update this Disclaimer from time to time without prior notice. Any changes will be effective immediately upon posting.
You are encouraged to revisit this page regularly to stay informed of any updates or changes.
Last updated on August 6, 2025.
Contact Information
For any queries, clarifications, complaints, or requests related to this Disclaimer or your use of Earnomy.com, you may reach us at:
Email: contact@earnomy.com
Website: https://www.earnomy.com/